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Investment Diversification Calculator

Model a balanced asset mix and estimate expected portfolio return with concentration checks.

Tax & investment navigation

₹5L₹50Cr

₹1,00,00,000One Crore Rupees

%
0%100%
%
0%100%
%
0%100%
%
0%100%

Total selected allocation: 95%

Cash / liquid balance: 5%

Expected Annual Portfolio Return

₹8,95,000

Eight Lakh Ninety Five Thousand Rupees

Weighted return: 8.95%

35%

₹35.00 L

Real Estate

30%

₹30.00 L

Equities

20%

₹20.00 L

Debt

10%

₹10.00 L

Gold

5%

₹5.00 L

Cash / Liquid

₹1.00 CrPortfolio Mix
Real Estate
Equities
Debt
Gold
Cash

Low concentration risk

Largest single allocation: 35%

Formula & How It Works

Formula

Expected Return = Σ(Asset Allocation × Asset Return Assumption); Concentration Risk = Max(Asset Allocation %)

This planner computes weighted expected returns from your allocation mix across real estate, equity, debt, gold, and cash. Higher concentration in one asset class generally increases risk.

Enter your corpus and target percentages. If selected allocations exceed 100%, the model scales them proportionally for projection and highlights the rebalance warning.

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Why Tatsyavyatur Calculators Are Unique

Unlike generic calculators, Tatsyavyatur's tools are calibrated to Indian real estate norms — CII tables updated for the latest Finance Act, state-specific stamp duty rates, PMAY slabs, and Indian banking FOIR standards. Every calculation uses RBI-aligned formulas so your planning is grounded in reality, not approximation.

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Frequently Asked Questions